GST 2.0 and Automobiles: How India’s New Tax Slabs Make Cars, Bikes, and EVs Cheaper in 2025
India’s tax system just went through its biggest shake-up since the original GST launch in 2017. On September 22, 2025, the new Gen GST 2.0 regime officially kicked in, moving from four slabs (5%, 12%, 18%, 28%) to a simplified structure of 5%, 18%, and a special 40% for luxury and sin goods. For the […]
Gold Prices in India 2025: What’s Driving the Surge, What It Means, and What You Should Do
Gold isn’t just a metal in India–it’s emotion, tradition, security. As we move deeper into 2025, gold prices are making headlines, and their ripple effects are being felt across homes, markets, and financial plans. At Loan Bazaar, we believe it helps to understand why gold is rising, how it impacts you (beyond just the cost […]
NHB Tightens Lending Norms: What It Means for High-Value Home Loan Borrowers
The National Housing Bank (NHB) has raised red flags over housing finance companies (HFCs) that breached the loan-to-value (LTV) norms on big-ticket home loans. Regulators found that some lenders sanctioned loans above ₹75 lakh with LTVs of up to 90%, even though the cap for this category is 75%. Now, the NHB has directed HFCs […]
Trump Tariffs Shake Up Indian Markets: What Borrowers and Investors Should Know.
Rupee Wavers Amid Sharp Tariff Escalation The Indian rupee has been facing heavy pressure in August, and tariff tensions are making matters worse. On August 14, 2025, the rupee closed at ₹87.55/USD, after briefly sliding to ₹87.8850 in intraday trade. The Reserve Bank of India (RBI) was forced to intervene in foreign exchange market to […]
Repo Rate Unchanged at 5.50%: RBI Plays It Safe Amid Festive Season Hopes
From inflation control to US tariff risks, here’s why the RBI kept the repo rate unchanged–and how it could shape your EMIs this festive season. The Reserve Bank of India’s Monetary Policy Committee (MPC) has kept the repo rate unchanged at 5.50% in its August 2025 meeting, maintaining a neutral stance. This follows aggressive policy […]
📈Gold ETFs Surge 613% in June 2025: What It Means for Indian Investors
Gold Exchange-Traded Funds (ETFs) witnessed a massive inflow of ₹2,080 crore in June 2025– marking a 613% surge, the second-highest monthly inflow in the segment’s history. This sharp uptick clearly signals a growing investor preference for digital gold investment options, especially during uncertain economic times. For Indian investors looking to build a balanced portfolio or […]
How Wars Affect Gold Prices: A Safe Haven in Times of Global Uncertainty
In today’s volatile world, investors are constantly seeking assets that can safeguard their wealth. One asset that stands out, especially during geopolitical crises, is gold. Its unique role as a safe haven, particularly during ongoing conflicts in regions like Gaza and Ukraine, reassures investors of its reliability, drawing attention for its safe-haven appeal. But why […]
RBI Repo Rate Cut 2025: What a 50 bps Drop Means for Borrowers, Banks & Markets
The RBI Repo Rate Cut 2025 has sent a strong signal across India’s financial markets. In a bold move on Friday, the Monetary Policy Committee (MPC) of Reserve Bank of India slashes the repo rate by 50 basis points (bps), bringing it down to 5.5%. This marks the sharpest cut since the emergency 75 bps […]
RBI Expected to Cut Repo Rate 3rd Time by 25 Basis Points in June 2025 MPC Meet: What It Means for Borrowers
RBI is anticipated to announce its third consecutive repo rate cut by 25 basis points when the Monetary Policy Committee concludes its three-day meeting on June 6, 2025. This would mark the third consecutive rate cut in 2025, reinforcing the central bank’s ongoing efforts to maintain a supportive liquidity stance amid moderating inflation and slowing […]
Big Reform Alert! Centre Proposes Online Property Registration & Mandates Key Document Digitization
In a major step towards simplifying property-related processes, the Central Government has proposed a landmark bill to digitize property registrations and modernize India’s century-old property law. If implemented, this move could revolutionize the way Indians buy, sell, and register property. Online Property Registration in India: A Digital Leap The proposed Registration (Amendment) Bill seeks to […]