NHB Tightens Lending Norms: What It Means for High-Value Home Loan Borrowers
The National Housing Bank (NHB) has raised red flags over housing finance companies (HFCs) that breached the loan-to-value (LTV) norms on big-ticket home loans. Regulators found that some lenders sanctioned loans above ₹75 lakh with LTVs of up to 90%, even though the cap for this category is 75%. Now, the NHB has directed HFCs […]
Trump Tariffs Shake Up Indian Markets: What Borrowers and Investors Should Know.
Rupee Wavers Amid Sharp Tariff Escalation The Indian rupee has been facing heavy pressure in August, and tariff tensions are making matters worse. On August 14, 2025, the rupee closed at ₹87.55/USD, after briefly sliding to ₹87.8850 in intraday trade. The Reserve Bank of India (RBI) was forced to intervene in foreign exchange market to […]
Repo Rate Unchanged at 5.50%: RBI Plays It Safe Amid Festive Season Hopes
From inflation control to US tariff risks, here’s why the RBI kept the repo rate unchanged–and how it could shape your EMIs this festive season. The Reserve Bank of India’s Monetary Policy Committee (MPC) has kept the repo rate unchanged at 5.50% in its August 2025 meeting, maintaining a neutral stance. This follows aggressive policy […]
📈Gold ETFs Surge 613% in June 2025: What It Means for Indian Investors
Gold Exchange-Traded Funds (ETFs) witnessed a massive inflow of ₹2,080 crore in June 2025– marking a 613% surge, the second-highest monthly inflow in the segment’s history. This sharp uptick clearly signals a growing investor preference for digital gold investment options, especially during uncertain economic times. For Indian investors looking to build a balanced portfolio or […]
How India’s EV Boom Is Transforming Car Loans in 2025: Market Trends, Government Schemes & Loan Benefits
⚡ India’s EV Wave Is Reshaping the Auto Finance Landscape Electric vehicles (EVs) are no longer a futuristic idea — they’re dominating Indian roads in 2025. With growing fuel prices, government incentives, and cleaner technology, EVs are now a practical choice for middle-class buyers. This green shift is also creating new opportunities in car financing. […]
Academic Migration for Indian Students: How the Map Is Changing and Why It Matters for Education Loans.
Academic migration for Indian students is undergoing a dramatic shift—and at Loan Bazaar, we’re observing the changing global education patterns that are influencing student choices and financing needs. While the United States continues to attract a large share of students, its long-standing dominance is now being gradually challenged by new and emerging destinations like Ireland, […]
Need Cash but Don’t Want to Sell Your Investments? A Loan Against Securities Might Be the Perfect Solution.
A Loan Against Securities is one of the smartest ways to unlock instant funds without selling your investments. Whether you’re managing a business requirement, dealing with an unexpected emergency, or planning a big purchase, this facility gives you access to liquidity while your investments continue to grow. At Loan Bazaar, we help you make informed […]
How Wars Affect Gold Prices: A Safe Haven in Times of Global Uncertainty
In today’s volatile world, investors are constantly seeking assets that can safeguard their wealth. One asset that stands out, especially during geopolitical crises, is gold. Its unique role as a safe haven, particularly during ongoing conflicts in regions like Gaza and Ukraine, reassures investors of its reliability, drawing attention for its safe-haven appeal. But why […]
Why You Should Check Your CIBIL Report at Least Once Every Year
Your credit health is just as crucial as your physical well-being, yet many people overlook it. One of the simplest and most effective ways to maintain financial health is to check your CIBIL report at least once every year. This vital document provides insights into your credit history, loan and credit card repayment behaviour, and […]
Impact of RBI Repo Rate Changes on Your Home Loan EMIs
When it comes to home loans, the EMI (Equated Monthly Installment) is one of the most crucial aspects of managing your finances. Many factors influence the cost of your EMI, and one of the most significant ones is the RBI (Reserve Bank of India) Repo Rate. The repo rate, which is the rate at which […]