Struggling with High EMIs? Smart Ways to Lower Your Home Loan Payments
Many borrowers assume that when the RBI reduces the repo rate, their EMI will automatically fall. However, that is not always the case. Banks may: Keep the EMI unchanged and reduce the loan tenure Pass on the benefit only on the reset date Delay transmission if the loan is linked to older benchmarks like MCLR […]
Struggling With a Low CIBIL Score? Here’s How to Boost It in 2026
In 2026, having a good CIBIL score is essential. If you want a home loan, car loan, personal loan, or credit card, your score will strongly influence your approval, interest rate, and loan terms. The good news is you don’t need years to improve your CIBIL score. With the right steps and some discipline, you […]
How a Home Loan Balance Transfer Can Improve Cash Flow, Not Just EMI
Many people think of a Home Loan Balance Transfer mainly as a way to lower their monthly EMIs. While this is helpful, it’s just one benefit. If you plan carefully, a balance transfer can also improve your cash flow, making it easier to manage your monthly budget and long-term payments. Most borrowers focus only on […]
How to Lower Your Gold Loan Interest Without Any Hassle
If you are thinking about taking a gold loan or already have one, finding ways to lower your interest costs can help you save money. Gold loans are easy to get and require little paperwork, but this convenience can sometimes mean paying more in interest. At Loan Bazaar, we notice that many people focus on […]
Education Loan: A Student’s Guide to Planning Overseas Education the Right Way
Planning for education loans remains a crucial part of the study abroad experience, even though many students only consider them after receiving an acceptance offer. When you first look into it, the initial steps of the international education process may seem complex because they integrate academics, finances, paperwork, and long-term planning. The goal of this […]
Finding Capital to Startup in India: A Loan bazaar Guide to Smart Business Financing
Finding capital remains one of the most common challenges for startups in India. Many businesses with strong ideas struggle not because there is no market demand, but because funding is unstructured or delayed. In today’s competitive environment, access to the right type of finance at the right stage plays a crucial role in determining whether […]
How NRI Investment Is Pushing Modern Amenities in Indian Real Estate
Indian real estate is evolving faster than ever, and one of the strongest forces behind this shift is the rising participation of Non-Resident Indians. As more NRIs invest in cities like Bengaluru, Mumbai, Pune, Hyderabad, and Gurugram, builders are upgrading their projects to match global expectations. This transformation isn’t only about luxury homes anymore — […]
RBI’s New 25 bps Rate Cut Signals Big Change for India’s Lending Market
RBI slashes repo rate — and whenever this happens, borrowers in India immediately sit up and take notice. With the latest 25 bps cut bringing the repo rate down to 5.25 percent, the Reserve Bank of India has signaled a softer interest-rate environment that could influence everything from home loans to business credit and consumer […]
Silver as Collateral for Loans: India’s Big Lending Reform Coming in 2026
India is heading into a new era of secured lending. Starting April 2026, the Reserve Bank of India (RBI) will officially allow borrowers to pledge silver as collateral for loans, marking one of the most significant policy shifts in India’s retail lending space. Until now, only gold was accepted for quick, secured borrowing. But with […]
Debt Consolidation: The Smart Way to Manage Multiple EMIs
Managing several EMIs each month can feel overwhelming – from tracking payment dates to juggling interest rates on the credit cards, personal loans, or car loans. This constant cycle can hurt both your peace of mind and your credit score. That’s where Debt Consolidation come in. A Debt Consolidation helps you merge all your existing […]