How NRI Investment Is Pushing Modern Amenities in Indian Real Estate
Indian real estate is evolving faster than ever, and one of the strongest forces behind this shift is the rising participation of Non-Resident Indians. As more NRIs invest in cities like Bengaluru, Mumbai, Pune, Hyderabad, and Gurugram, builders are upgrading their projects to match global expectations. This transformation isn’t only about luxury homes anymore — […]
RBI’s New 25 bps Rate Cut Signals Big Change for India’s Lending Market
RBI slashes repo rate — and whenever this happens, borrowers in India immediately sit up and take notice. With the latest 25 bps cut bringing the repo rate down to 5.25 percent, the Reserve Bank of India has signaled a softer interest-rate environment that could influence everything from home loans to business credit and consumer […]
Silver as Collateral for Loans: India’s Big Lending Reform Coming in 2026
India is heading into a new era of secured lending. Starting April 2026, the Reserve Bank of India (RBI) will officially allow borrowers to pledge silver as collateral for loans, marking one of the most significant policy shifts in India’s retail lending space. Until now, only gold was accepted for quick, secured borrowing. But with […]
Debt Consolidation: The Smart Way to Manage Multiple EMIs
Managing several EMIs each month can feel overwhelming – from tracking payment dates to juggling interest rates on the credit cards, personal loans, or car loans. This constant cycle can hurt both your peace of mind and your credit score. That’s where Debt Consolidation come in. A Debt Consolidation helps you merge all your existing […]
The Role of a Guarantor in a Home Loan: Benefits and Risks
Securing a home loan can often be a complex process, especially if you’re a first-time buyer or have a limited credit history. One of the strategies that can help improve your chances of getting approved for a home loan is involving a guarantor. But what exactly does a guarantor do, and how can their involvement […]
5 Red Flags Lenders Notice on Your Credit Report
When you apply for a loan, whether it’s a home loan, personal loan, or car loan, lenders depend heavily on your credit report to estimate your financial behaviour and repayment habits. Understanding the 5 red flags lenders notice on your credit report can help you improve your possibilities of loan approval and secure favourable interest […]
RBI Keeps Repo Rate Unchanged: What It Means for Homebuyers and Loan Seekers in 2025
Understanding the Latest RBI Move The Reserve Bank of India (RBI) keeps repo rate unchanged at 5.5%, maintaining a neutral stance amid steady inflation and improving GDP growth. This decision, announced on October 6, 2025, signals the central bank’s confidence in India’s economic stability while ensuring borrowing costs remain favourable for individuals and businesses. The […]
How Diwali 2025 and the Festive Season Will Impact Real Estate and Home Loans in India
The festive season and Home Loans in India In India, festivals are not just about lights, sweets, and celebrations–they are also about new beginnings. For many families, Diwali is the most auspicious time to buy a house, invest in property, or start planning for a dream home. With developers offering attractive deals and banks announcing […]
GST 2.0 and Automobiles: How India’s New Tax Slabs Make Cars, Bikes, and EVs Cheaper in 2025
India’s tax system just went through its biggest shake-up since the original GST launch in 2017. On September 22, 2025, the new Gen GST 2.0 regime officially kicked in, moving from four slabs (5%, 12%, 18%, 28%) to a simplified structure of 5%, 18%, and a special 40% for luxury and sin goods. For the […]
Gold Prices in India 2025: What’s Driving the Surge, What It Means, and What You Should Do
Gold isn’t just a metal in India–it’s emotion, tradition, security. As we move deeper into 2025, gold prices are making headlines, and their ripple effects are being felt across homes, markets, and financial plans. At Loan Bazaar, we believe it helps to understand why gold is rising, how it impacts you (beyond just the cost […]