RBI Repo Rate Cut 2025: What a 50 bps Drop Means for Borrowers, Banks & Markets
The RBI Repo Rate Cut 2025 has sent a strong signal across India’s financial markets. In a bold move on Friday, the Monetary Policy Committee (MPC) of Reserve Bank of India slashes the repo rate by 50 basis points (bps), bringing it down to 5.5%. This marks the sharpest cut since the emergency 75 bps […]
RBI Expected to Cut Repo Rate 3rd Time by 25 Basis Points in June 2025 MPC Meet: What It Means for Borrowers
RBI is anticipated to announce its third consecutive repo rate cut by 25 basis points when the Monetary Policy Committee concludes its three-day meeting on June 6, 2025. This would mark the third consecutive rate cut in 2025, reinforcing the central bank’s ongoing efforts to maintain a supportive liquidity stance amid moderating inflation and slowing […]
Big Reform Alert! Centre Proposes Online Property Registration & Mandates Key Document Digitization
In a major step towards simplifying property-related processes, the Central Government has proposed a landmark bill to digitize property registrations and modernize India’s century-old property law. If implemented, this move could revolutionize the way Indians buy, sell, and register property. Online Property Registration in India: A Digital Leap The proposed Registration (Amendment) Bill seeks to […]
How to Choose the Right Mortgage for Your Needs: A Step-by-Step Guide
Determining the right mortgage is pivotal part of the home-buying process—one that can shape your financial future for years. With a wide range of the loan types, interest rates, and terms available, the choices can feel unnerving. However, identifying a mortgage that suits your needs and goals doesn’t have to be complicated. In this step-by-step […]
SBI Tweaks FD Rates Down by 20 bps from May 16 – Depositors to See Slimmer Returns from India’s Banking Giant
India’s largest public sector lender, the State Bank of India (SBI), has once again revised its fixed deposit (FD) interest rates, slashing them by 20 basis points (bps) across all tenures for both the general public and senior citizens, effective May 16, 2025. This marks the second rate cut in the current financial year—the first […]
Lending to a New Generation: How Young India Is Redefining Borrowing
There was a time when borrowing money was seen as a last resort – something reserved for primary life goals like buying a house or funding a child’s education. Fast forward to today, and the story is very different. India’s credit landscape has dramatically transformed over the past few decades. Borrowing is no longer just […]
5 Proven Strategies to Lower Your Home Loan Costs and Maximize Savings
A home loan is a long-term financial commitment that plays a pivotal role in making your dream of owning a house a reality. However, without strategic planning, the cost of borrowing can become a significant burden. By implementing the right techniques and leveraging platforms like Loan Bazaar, you can save money, reduce your financial stress, […]
Private banks cut both FD & Savings Bank Rates after the repo rate drops
India’s largest private-sector lender, HDFC Bank, has recently reduced its savings account interest rate by 25 basis points, bringing it down to 2.75%, to manage costs and protect margins following the RBI’s repo rate cut. For account holders maintaining balances above ₹50 lakh, the interest now stands at 3.25%, down from 3.5%. This move significantly […]
RBI Governor Sanjay Malhotra Unveils Bold Move – Repo Rate Drops to 6%
RBI Governor Sanjay Malhotra said that the Monetary Policy Committee (MPC) had collectively voted to reduce the policy rate (i.e. repo rate) by 25 basis points on Wednesday (April 9, 2025), which is straight down to 6% with immediate effect. This marks the second consecutive policy rate cut this year. The previous reduction occurred in […]
RBI likely to slash down rates by 25 bps to 6% on April 9, says experts
As global markets experience a sharp downturn, many economists are urging the Reserve Bank of India (RBI) to take more decisive actions in its upcoming Monetary Policy Committee (MPC) meeting starting on Monday 7, 2025. This will be the first monetary policy meeting with the RBI Governor Sanjay Malhotra for the new financial year of […]