RBI’s Repo Rate Cut: An Incredible Opportunity for Loan Borrowers.
The New Reserve Bank of India (RBI) governor, Sanjay Malhotra, announced that the Monetary Policy Committee (MPC) decided to cut the repo rate by 25 basis points (bps) for the first time in last five years. The repo rate, which was benchmarked at 6.50% by MPC over eleven consecutive meetings, is now reduced to 6.25%. […]
How Digital Platforms are Revolutionising the Face of Housing Finance?
In today’s fast-paced world, digital platforms are reshaping industries, and housing finance is no exception. The advent of technology has brought unprecedented ease and transparency to the process of obtaining home loans. From comparing home loan interest rates to using a home loan calculator, digital platforms have made housing finance more accessible to a broader […]
How Does Credit Score Impact Your Home Loans Interest Rate?
When planning to buy a house, understanding your credit score becomes essential. It plays a crucial role in determining the home loan interest rates you are eligible for. A good credit score can distinguish between affordable EMIs and higher monthly payments. Let’s explore how your credit score influences your home loan interest rates and why […]
What Are the Tax Benefits on Home Loans?
Purchasing a home is a major financial commitment, and many homebuyers seek home loans to make this dream a reality. In addition to the convenience and flexibility that home loans offer, they also come with a host of tax benefits that can provide considerable relief. Whether you’re a first-time buyer or already own a property, […]
How to Choose the Right Home Loan for Your Needs – Expert Tips from Loan Bazaar
Purchasing a home is a huge milestone in life, offering a sense of security, investment, and comfort for you and your family. However, securing a home loan is a crucial step in making this dream a reality. With so many banks and financial institutions offering various loan products, navigating the options can feel overwhelming, especially […]
What is a pre-approved home loan? and how to get it.
Buying a home is one of the most significant financial decisions a person can make. The process of securing financing, especially for first-time buyers, can be overwhelming. However, many homebuyers today have the option to apply for a pre-approved home loan, which can help simplify the entire journey and bring a sense of financial security. […]
3 Things You Must Know Before Taking a Mortgage Loan
A mortgage loan is one of the most common and significant financial instruments used to help individuals and businesses secure home ownership. It allows you to purchase property or real estate by borrowing money from a lender, typically a bank or other financial institution. The loan is repaid over time with interest, and the property […]
What is a good CIBIL score for a Home loan? – 2025
Securing a home loan becomes essential for most individuals when purchasing a dream home. In the current financial terrain, a CIBIL score is essential in deciding your eligibility for a home loan. This score reflects your creditworthiness and financial discipline, serving as a benchmark for banks and financial institutions to assess the risk of lending […]
Step by Step Complete Guide for How to Apply for a Home Loan
Taking the step to buy a home is one of the most important financial moves you can make. In most cases, the cost of a home is too large to be financed without external support, and that’s where a home loan comes in. A home loan allows you to spread out the financial burden of […]
Is a Home Loan Balance Transfer a good idea? Here’s What You Need to Know
A home loan balance transfer can be an effective financial strategy for homeowners looking to reduce the financial burden of high interest rates or unfavorable loan terms. This process allows borrowers to transfer the outstanding balance of their existing home loan to another lender, often at a lower interest rate or with better repayment conditions. […]