While applying for a Tata Capital Finance Personal Loan you need to take the following steps given below: 

1. Fill the application form of Tata Capital Personal Loan.
2. Submit key documents like KYC and Financial which are related to salaried individuals.
3. Loan eligibility of the applicant is determined based on the candidate worthiness of the applicant and his or her cibil score.
4. Tata Capital Personal Loan Provide the Sanction letter which has loan amount, Interest rate, Tenure, emi Payable another terms and condition.
5. Finally after completion of the disbursement process Tata Capital Personal Loan issues a cheque in favour of the applicants.

There are few documents that you need to submit while applying for a Tata Capital Personal Loan. They are given in the table below:

Because it is fast and easy to sanction. Provides customers who have healthy financial records
Besides, minimum documentation is required to apply for and secure Tata Capital Personal Loan.

After submitting the documents and initiating the verification of your Tata Capital Home Loan, it takes the NBFC about 2 – 3 working days to get sanctioned.

It is essential that you possess a minimum CIBIL score of 700 Onwards to secure Tata Capital Personal Loan

The minimum personal loan amount sanctioned by Tata Capital Home Loan is 3 Lakh and maximum loan amount is up to 35 lakhs .

It is not compulsory to have a co-applicant while applying for a Tata Capital Personal Loan. Moreover, if you have one then it helps in improving your loan eligibility and thereby show your ‘Creditworthiness’ to the lender.

In case of Personal Loan which is an unsecured loan, the interest rates remains fixed during the entire tenure of the loan period

If you have IT returns for three financial years it will only help increase your chance of securing a Tata Capital Personal loan easily. However, you can secure a personal loan from Tata Capital despite not possessing IT returns for three financial years, provided you are looking for a small loan amount and you have a good CIBIL score.

After submitting all the necessary documents to apply for Tata Capital Personal Loan and completion of verification by the NBFC, your Tata Capital Personal Loan should be disbursed in anywhere between 1- 2 working days.

 There are further additional details about Tata Capital Loans that you need to be aware about given below: 

1. Types of Tata Capital Personal Loan:

   A few types of Tata Capital Personal Loan are given below: 

   1. Personal Loan for Marriage:

      It is to help you fund a ‘Dream Marriage’ that Tata Capital provides for this personal loan package that covers for all marriage expenditure. 

   2. Personal Loan for Medical:

      To help you financially manage urgent medical procedures that are cosmetic, surgical, and dental, Tata Capital provides you with a personal loan for medical. 

   3. Personal Loan for Travel:

      For those looking to enjoy a truly luxurious vacation Tata Capital provides you with a Travel Loan covering all expenses included in it. These are transportation cost, hotel expenses etc 

   4. Personal Loan for Renovation:

      It is to help you in funding any renovation that needs to be done to your home, that Tata Capital provides for you a Personal Loan for Renovation. 

   5. Personal Loan for Women:

      This scheme is specifically curated to help women both working and homemakers get financial assistance to fulfill their diverse monetary needs. 

      A few other types of personal loans provided by Tata Capital include the following given below: 

      1. Personal loan for Salaried Employees 
      2. Personal loan for Government employees 
      3. Pre-approved instant Personal Loan 

2. Features of Tata Capital Personal Loan:

   There are a few key features of a Tata Capital Personal Loan. They are as follows: 

   1.  While applying for a Tata Capital Personal Loan there is no need for a collateral, security, or guarantor 
   2.  Provides for additional personal loan 
   3.  This loan from Tata Capital you can use for a wide range of personal reasons. They include marriage, medical emergency, vacation etc