Range of Interest Rate
7 % onwards
Processing Fee Range
up to 2 %
Loan Amount
5 Crore – 15 Crore
Range of Loan Tenure
5-15 years
Key Salient Features
- Balance Transfer
- Loan Top-Up
- Lowest Interest Rates
Documentation
- KYC– Aadhar Card and PAN Cardd
- Financial– Bank statement, Salary slips, latest form 16
- Property– Allotment Letter and Registered Sale Deed
Trivia
- The total number of branches of Deutsche Bank in India is 17
- Average loan approval time is about 5-10 working days
USP’s
Doorstep Service
Dedicated Relationship Manager
Minimum Documentation
Fastest Sanction Process
Fee and Charges Details
- For floating rate Nil for individual borrowers for other purposes apart from business. For fixed rate part payment is 4% of prepaid amount and foreclosure charges 4% of outstanding loan amount at the time of closure.
Disclaimer
- All intellectual property including trademarks, logos belong to the owner
Particulars | Salaried | Self-Employed |
---|---|---|
Age | 23 – 65 years | 23 – 65 years |
Prepayment Charges/Foreclosure | Zero | Zero |
FAQs
While applying for a Deutsche Bank Mortgage Loan you need to take the following steps:
- Visit the Deutsche Bank website and completely fill in the digital application form for a mortgage loan at lowest minimum interest rate available
- Submit a few important documents. These include KYC, Financial, and Property
- This MNC Bank initiates mortgage loan process that includes legal and technical verification
- Your Mortgage Loan eligibility is then determined. Following which Deutsche Bank provides you with a sanction letter. It includes the following details sanctioned loan amount, interest rate, loan tenure, type of interest rate applicable, EMI payable, validity of sanction letter, special conditions (if any), and other terms and conditions
- The documents are verified and a mortgage loan disbursement raised, and finally Deutsche Bank will issue a disbursement cheque.
There are a few documents that you need to submit while applying for a Deutsche Bank Mortgage Loan. They are given in tabular form below
KYC Documents
KYC Documents
- The previous three months’ salary slips and
the Latest Form-16 - Latest 2 years Form 16
- IT Returns for the last three years
-
Business Profile of the Applicant
Latest 3 years ITR with Computation of Income - Balance Sheet, Profit, and Loss Account, and respective schedules
- GST Registration Certificate, GSTR-3B Returns of
latest 1 Year, and GSTR-3B Returns of latest 1 Year
Company Udhyam certificate
Property Documents
One of the major reasons you must select Deutsche Bank mortgage loan is because it provides for attractive minimum interest rates and flexibility in repayment options. Besides, they provide for quick 100% hassle free mortgage loan approval.
On submitting all the required documents and verification, Deutsche Bank will take about 5 to 10 working days to sanction a mortgage loan.
To secure a Deutsche Mortgage Loan you need to have a minimum CIBIL score in the range of 750 or higher.
A maximum mortgage loan amount for Rs 15 crore for residential property and Rs 5 crore for commercial property will be sanctioned by Deutsche Bank.
There is no necessity for you to have a co-applicant while applying for a Deutsche Bank mortgage loan . Moreover, having one significantly enhances your mortgage loan eligibility, which in turn helps you show your ‘Creditworthiness’ to your lender.
The rate of interest for Deutsche Bank Mortgage Loan is floating interest rate which is linked to RLLR ( REPO LINKED LANDING RATE )
Therefore it will reused by the change every time the repo rates gets reused by the regulator
When you have IT returns for three financial years to show then, then the chances of you being eligible for a Deutsche Bank Mortgage Loan improves significantly. However, it is possible for you to secure it even if you do not have IT returns. Provided you are seeking a small mortgage loan amount and you have a good CIBIL score to prove your ‘Creditworthiness’.
On applying and submitting all the necessary documents for Deutsche Bank Mortgage loan it will take about 5-10 working days to get it disbursed after getting it sanctioned.
A few essential details you need to know about the Deutsche Bank Mortgage Loan are as follows:
-
Types of Deutsche Bank Mortgage Loan:
There are two types of Deutsche Bank Mortgage Loan. They are as follows:
-
Loan Against Residential Property:
Deutsche Bank provides this type of Mortgage Loan to help you fulfill your personal requirements such as marriage and education. The residential property must be either self-occupied or rented.
-
Loan Against Commercial Property:
It is to help you fulfill business requirements that Deutsche Bank provides you with this package of taking a loan against occupied office premises.
-
EMI Calculator
Loan Amount
₹
Rate of Interest
%
Loan Tenure (Years)
Years
Monthly EMI
₹ 21,617
Principal Amount
₹ 25,000,000
Interest Amount
₹ 23,000,000
Total Amount Payble
₹ 47,000,000
Interest Amount
Principal Amount
Apply for Mortgage Loan
Loan Bazaar
#1 Choice
of Smart
Customers
4.9
434 Google Reviews
4.8
860 Justdial Rating
5/5
Hi, The new feature on Loan Bazaar Website, providing the facility to view the Home Loan Amortization Schedule is really wonderful. This will actually reduce paper wastage, telephone calls to be made and the waiting time for receiving the revert from Banker. It is quite an innovative move. Keep it up! Happy Diwali to one and all!
Shivam Sharma
5/5
Was struggling to get loan for my home from last 3 months, suddenly one day I found Loan Bazaar on google who is one of the most well known DSA for home loan. They offered me doorstep service and with the limited paper work, they santioned my loan within 7 days. Thanks to Loan Bazaar.
Aruna Kate
5/5
I work for an MNC financial services company in the customer service department and I must say that Loan Bazaar has one of the most user friendly website and EMI Calculator. Well done! In an endeavour to automate, My first visit to the website has been a pleasurable one!
Yash Sharma
5/5
Loan Bazaar Team’s commitment shown on the job are enthusing. I had opted for a switch over on HL recently and been able to get best possible attention and faster clearance over my request. Kudos Loan Bazaar…
Babu Patil
5/5
A very helpful and a very patient team . My special thanks to Mr.Jitendra Sharma and Ms.Kanchan for their support . Dont worry about loan just contact this team they have solution for all .Once again thank you all
Dr.Abhijeet Kumar
5/5
I recommended their services to a friend of mine, and the services given were excellent. Very professional team, with polite and helpful approach. Highly recommended
Jayesh Shah