Fuel Your Construction Dreams with Loan Bazaar’s Construction Finance

What Is Construction Finance?

Construction finance is a specialised funding solution that helps real estate developers meet the financial needs of large-scale projects such as residential housing, commercial buildings, warehouses, schools, hotels, hospitals, and mixed-use developments.

It provides capital support across every stage of the construction lifecycle – from land acquisition and regulatory approvals to construction loans, project execution, and even post-completion inventory finance.

By offering timely access to funds, construction finance ensures steady cash flow, smooth project execution, and on-time delivery. For developers, it reduces liquidity pressure and provides the flexibility needed to handle multiple project expenses effectively.

Whether you’re looking for Construction finance to launch a new project or real estate project funding to maintain momentum during construction, this facility plays a vital role in ensuring both financial stability and sustainable growth.

📊 Interest Rate Comparison Across Lenders

Key Highlights

• 🏗️ Flexible Project-Based Funding – Finance tailored for every stage of the project.
• 💰 High Loan Amounts – From ₹10 Crore to over ₹200 crore depending on project potential.
• 🏦 Multiple Lending Options –Flexible funding support available through Banks, NBFCs, and AIFs to suit diverse project requirements.
• 📉 Attractive Interest Rates – Starting from 10% p.a.
• ⚡Quick Approvals & Disbursal – Easy documentation and expert handling.

🧾 Eligibility Criteria for Construction Finance

• Minimum 3 years of experience in real estate or infrastructure development
• Should have completed at least one similar project successfully
• Applicants should have detailed construction plans and accurate cost estimates for the lender to evaluate.
• Clear land title and necessary approvals (in case of approval finance)
• The project should be RERA-registered (where applicable)
• Satisfactory credit history and financial background
• No default history with any lender
• Contribution of promoter’s equity in the project

Disclaimer: The above criteria are indicative and subject to the lender’s policies and regulatory norms.

Process to Secure a Construction Finance Loan with Loan Bazaar

• 
  Step 1:
  Initial Consultation & Requirement Assessment
  

  We start by understanding your project details, funding requirements, and timelines. Our team analyses whether you
  need funds for land acquisition, construction finance, inventory Finance, or debt restructuring, and helps you
  decide on the right loan structure.

• 
  Step 2:
  Loan Eligibility Check

  At Loan Bazaar, we evaluate your company profile, project approvals, and financial history to assess your loan
  eligibility with top banks and NBFCs. Our expertise ensures you connect with lenders most likely to approve your
  construction finance, helping you save time and reduce costs. With our market insights and guidance, you can secure
  funding smoothly, even without deep industry experience.

• 
  Step 3:
  Documentation Preparation

  We guide you in compiling all necessary documents, including:

  • Company registration and KYC documents
  • Approved building plans and legal clearances
  • Project cost and revenue forecasts
  • Financial statements and GST returns

  Proper documentation increases the chances of quick loan approval.

• 
  Step 4:
  Lender Shortlisting & Offer Comparison
  

  Our wide network of Construction finance lenders allows us to shortlist offers with:

  • Competitive interest rates
  • Flexible repayment schedules
  • Suitable loan tenures
• 
  Step 5:
  Loan Application Submission

  Once you finalise a lender, we submit your application and handle all coordination with the bank or NBFC. We
  ensure the process moves smoothly without unnecessary delays.

• 
  Step 6:
  Credit Appraisal & SanctionThe lender reviews your project, financials, and repayment capability. Our team stays in touch throughout this
  stage to address queries quickly and push for faster loan sanction.

• 
  Step 7:
  Agreement Signing & Disbursal

  Once the loan is approved, the agreement is finalized, “Once the loan is approved, the agreement is finalized, and
  funds are released as per your project schedule—either in a single lump sum or in phased disbursements linked to
  construction milestones.”and funds are released as per your project schedule–either in a single lump sum or in
  phased disbursements linked to construction milestones.

🖱️ Why Apply Through Loan Bazaar?

• 📝 Expert Assistance with Construction Finance Documentation
• 🏦 Strong Relations with 40+ Banks and NBFCs
• 🤝 Negotiations for the Best Construction Loan Rates and Terms
• 🔒 100% secure process